Dial *165*6*3#
Enter MSACCO id which is MSACCO
Click yes to proceed
Select 6 (join)
Select number 1 to confirm
Enter institution id (TURI)
Enter SACCO account number in this format (eg,
RB000… for customers in Rwentobo branch,
RK000… for customers in Rushooka branch,
RM000… for customers in Rugarama branch,
RH000… for customers in Rwahi branch)
Set M-SACCO pin
Confirm the pin again
Then you will receive a message with MSACCO account.
Dial *185*7*3#
Select option 1 (M-SACCO)
Select confirm consent to M-SACCO terms
Enter institution ID (4366745)
Enter recovery number eg, your other Phone contact
Set MSACCO pin (5 digits)
Confirm M-SACCO pin
Note: After joining, you will receive M-SACCO number. Please keep that number safely.